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FRAUDSTERS ARE CALLING PRETENDING TO BE FROM OUR DEBIT CARD FRAUD DEPARTMENT SPOOFING THE NUMBER ON THE BACK OF THE CARD. THE REAL FRAUD DEPARTMENT WILL NEVER ASK YOU FOR YOUR PIN. 

IF THEY ASK YOU FOR A PIN HANG UP AND MAKE YOUR CARD INACTIVE IN THE APP AND CONTACT US ASAP! 

Coconino Federal Credit Union Go to main content

HOME BANKING

Savings Rates

Regular Share Savings
Effective Date: Wednesday, May 13th, 2026
Minimum Opening DepositAPRAPY
$5.00 0.09% 0.10%
Dividend period compound/credit: Monthly

Special Club Accounts
Effective Date: Wednesday, May 13th, 2026
Dividends CompoundedDividends CreditedAPRAPY
Monthly Monthly 0.19% 0.20%
Limitations: Withdrawals allowed after 3 months, $5.00 fee for early withdrawals, 3 withdrawals per 12 months.

Money Market Accounts
Effective Date: Wednesday, May 13th, 2026
TiersAPRAPY
$1,000 - $9,999.99 0.49% 0.50%
$10,000 - $49,999.99 0.74% 0.75%
$50,000 > 0.99% 1.00%
Dividend period compound/credited: Monthly
Minimum required deposit: $1000.00
Limitations: 3 withdrawals per month, $5.00 per withdrawal after first 3 per month.

Certificate Rates
Effective Date: Wednesday, May 13th, 2026
TermMinimum Opening DepositDividends CompoundedDividends CreditedDividend PeriodAPRAPY
3 Month $2,000.00 Monthly Monthly Term of Account 2.71% 2.75%
6 Month $2,000.00 Monthly Monthly Term of Account 2.96% 3.00%
12 Month $2,000.00 Monthly Monthly Term of Account 2.96% 3.00%
24 Month $2,000.00 Monthly Monthly Term of Account 3.20% 3.25%
12 Month Small Savers $500.00 Monthly Monthly Term of Account 2.47% 2.50%
3 Month $25,000.00 Monthly Monthly Term of Account 2.96% 3.00%
6 Month $25,000.00 Monthly Monthly Term of Account 3.20% 3.25%
12 Month $25,000.00 Monthly Monthly Term of Account 3.20% 3.25%
24 Month $25,000.00 Monthly Monthly Term of Account 3.20% 3.25%
IRA Share CDs
12 Month $1,000.00 $1,000.00 Monthly Term of Account 2.96% 3.00%
24 Month $1,000.00 $1,000.00 Monthly Term of Account 3.20% 3.25%
36 Month $1,000.00 $1,000.00 Monthly Term of Account 3.20% 3.25%

*APY = Annual Percentage Yield. APR = Annual Percentage Rate.

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