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The Branch offices will be closed on Friday July 4th, 2025 for the Independence Day holiday.

Online, Mobile, and Phone banking are ready to help you! Branch ATM's accept deposits and Zelle can help with transfers.

Have a safe and happy holiday!  

Coconino Federal Credit Union Go to main content

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Savings Rates

Regular Share Savings
Effective Date: Thursday, July 3rd, 2025
Minimum Opening DepositAPRAPY
$25.00 0.09% 0.10%
Dividend period compound/credit: Monthly

Special Club Accounts
Effective Date: Thursday, July 3rd, 2025
Dividends CompoundedDividends CreditedAPRAPY
Monthly Monthly 0.19% 0.20%
Limitations: Withdrawals allowed after 3 months, $5.00 fee for early withdrawals, 3 withdrawals per 12 months.

Money Market Accounts
Effective Date: Thursday, July 3rd, 2025
TiersAPRAPY
$1,000 - $9,999.99 0.49% 0.50%
$10,000 - $49,999.99 0.74% 0.75%
$50,000 > 0.99% 1.00%
Dividend period compound/credited: Monthly
Minimum required deposit: $1000.00
Limitations: 3 withdrawals per month, $5.00 per withdrawal after first 3 per month.

Certificate Rates
Effective Date: Thursday, July 3rd, 2025
TermMinimum Opening DepositDividends CompoundedDividends CreditedDividend PeriodAPRAPY
3 Month $2,000.00 Monthly Monthly Term of Account 3.20% 3.25%
6 Month $2,000.00 Monthly Monthly Term of Account 3.68% 3.75.%
12 Month $2,000.00 Monthly Monthly Term of Account 2.22% 2.25%
24 Month $2,000.00 Monthly Monthly Term of Account 2.22% 2.25%
12 Month Small Savers $500.00 Monthly Monthly Term of Account 1.73% 1.75%
3 Month $25,000.00 Monthly Monthly Term of Account 3.44% 3.50%
6 Month $25,000.00 Monthly Monthly Term of Account 3.92% 4.00%
12 Month $25,000.00 Monthly Monthly Term of Account 2.32% 2.35%
24 Month $25,000.00 Monthly Monthly Term of Account 2.32% 2.35%
IRA Share CDs
12 Month $1,000.00 $1,000.00 Monthly Term of Account 3.20% 3.25%
24 Month $1,000.00 $1,000.00 Monthly Term of Account 3.20% 3.25%
36 Month $1,000.00 $1,000.00 Monthly Term of Account 2.96% 3.00%

*APY = Annual Percentage Yield. APR = Annual Percentage Rate.

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