| Regular Share Savings |
| Effective Date: Wednesday, October 29th, 2025 |
| Minimum Opening Deposit | APR | APY |
| $5.00 |
0.09% |
0.10% |
| Dividend period compound/credit: Monthly |
| Special Club Accounts |
| Effective Date: Wednesday, October 29th, 2025 |
| Dividends Compounded | Dividends Credited | APR | APY |
| Monthly |
Monthly |
0.19% |
0.20% |
| Limitations: Withdrawals allowed after 3 months, $5.00 fee for early withdrawals, 3 withdrawals per 12 months. |
| Money Market Accounts |
| Effective Date: Wednesday, October 29th, 2025 |
| Tiers | APR | APY |
| $1,000 - $9,999.99 |
0.49% |
0.50% |
| $10,000 - $49,999.99 |
0.74% |
0.75% |
| $50,000 > |
0.99% |
1.00% |
Dividend period compound/credited: Monthly
Minimum required deposit: $1000.00
Limitations: 3 withdrawals per month, $5.00 per withdrawal after first 3 per month. |
| Certificate Rates |
| Effective Date: Wednesday, October 29th, 2025 |
| Term | Minimum Opening Deposit | Dividends Compounded | Dividends Credited | Dividend Period | APR | APY |
| 3 Month |
$2,000.00 |
Monthly |
Monthly |
Term of Account |
2.96% |
3.00% |
| 6 Month |
$2,000.00 |
Monthly |
Monthly |
Term of Account |
3.20% |
3.25.% |
| 12 Month |
$2,000.00 |
Monthly |
Monthly |
Term of Account |
2.96% |
3.00% |
| 24 Month |
$2,000.00 |
Monthly |
Monthly |
Term of Account |
2.71% |
2.75% |
| 12 Month Small Savers |
$500.00 |
Monthly |
Monthly |
Term of Account |
2.47% |
2.50% |
| 3 Month |
$25,000.00 |
Monthly |
Monthly |
Term of Account |
3.20% |
3.25% |
| 6 Month |
$25,000.00 |
Monthly |
Monthly |
Term of Account |
3.44% |
3.50% |
| 12 Month |
$25,000.00 |
Monthly |
Monthly |
Term of Account |
3.05% |
3.10% |
| 24 Month |
$25,000.00 |
Monthly |
Monthly |
Term of Account |
2.95% |
3.00% |
| IRA Share CDs |
| 12 Month |
$1,000.00 |
$1,000.00 |
Monthly |
Term of Account |
2.96% |
3.00% |
| 24 Month |
$1,000.00 |
$1,000.00 |
Monthly |
Term of Account |
2.96% |
3.00% |
| 36 Month |
$1,000.00 |
$1,000.00 |
Monthly |
Term of Account |
2.96% |
3.00% |
