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Coconino Federal Credit Union Go to main content

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Loan Rates

 

Vehicles, Motorcycles & ATV's
Effective Date: Saturday, January 23rd, 2021
RateTerm
Model Year 2019 and Newer
2.75% - 17.00% APR 0-35 Months
3.50% - 17.00% APR 36-60 Months
3.75% - 18.00% APR 61-84 Months
Model Year 2015 - 2018
3.75% - 17.00% APR 0-35 Months
4.50% - 17.50% APR 36-60 Months
4.75% - 18.00% APR 61-84 Months
Model Year 2014 and Older
7.50% - 18.00% APR 0-60 Months

Personal Watercraft, Snowmobiles & Dirt Bikes
Effective Date: Saturday, January 23rd, 2021
RateTerm
Same As Vehicle Loans

New & Used Motor Homes, Travel Trailers, 5th Wheels & Boats
Effective Date: Saturday, January 23rd, 2021
Loan AmountRateTerm
Model Year 2019 & Newer
  4.25% - 17.25% APR 0-35 Months
  5.25% - 17.50% APR 36-83 Months
  6.25% - 18.00% APR 84-120 Months*
  7.25% - 18.00% APR 121-180 Months*
Model Year 2015-2018
  5.25% - 17.25% APR 0-35 Months
  6.25% - 17.25% APR 36-83 Months
  7.25% - 18.00% APR 84-120 Months*
  8.25% - 18.00% APR 121-180 Months*
Model Year 2014 & Older
  7.75%-18.00% APR 0-83 Months
  8.75%-18.00% APR 84-120 Months*
*Restrictions may apply

Share Secured Loan
Effective Date: Saturday, January 23rd, 2021
RateOtherTerm
Share Secured Loans
Share Rate Plus 3% Minimum 4% APR 120 Months maximum
Certificate Secured Loans
Highest CD Rate + 3%   120 Months maximum

Unsecured Loans
Effective Date: Saturday, January 23rd, 2021
AmountRateOtherTerm
Signature and Personal Loans
Less than $1,000 10.25%-17.75% APR   0-12 Months
$1,001 - $4,000 .25%-17.75% APR   13-36 months
$4,001 - $10,000 .25%-17.75% APR   37-59 months
$10,001 - $20,000 .25%-17.75% APR   60 months
Line of Credits
  10.50%-18.00% APR Payment Calculated @ $3.00 per $100 per month  

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