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Coconino Federal Credit Union Go to main content

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Loan Rates

Vehicles, Motorcycles & ATV's
Effective Date: Monday, August 20th, 2018
RateTerm
Model Year 2016 and Newer
2.50% - 17.50% APR 0-35 Months
3.50% - 18% APR 36-83 Months
4.50% - 18% APR 84-100 Months
Model Year 2012 - 2015
3.50% - 17.50% 0-35 Months
4.50% - 18% 36-83 Months
Model Year 2011 and Older
7% - 18% 0-60 Months

Personal Watercraft, Snowmobiles & Dirt Bikes
Effective Date: Monday, August 20th, 2018
RateTerm
Same As Vehicle Loans

New & Used Motor Homes, Travel Trailers, 5th Wheels & Boats
Effective Date: Monday, August 20th, 2018
Loan AmountRateTerm
Model Year 2016 & Newer
  4.50% - 17.50% APR 0-35 Months
  5.50% - 18% APR 36-83 Months
  6.50% - 18% APR 84-120 Months*
  7.50% - 18% APR 121-180 Months*
Model Year 2012-2015
  5.50% - 17.50% APR 0-35 Months
  6.50% - 18% APR 36-83 Months
  7.50% - 18% APR 84-120 Months*
  8.50% - 18% APR 121-180 Months*
Model Year 2011 & Older
  8%-18% APR 0-83 Months
  9%-18% APR 84-120 Months*
*Restrictions may apply

Share Secured Loan
Effective Date: Monday, August 20th, 2018
RateOtherTerm
Share Secured Loans
Share Rate Plus 3% Minimum 4% APR 120 Months maximum
Certificate Secured Loans
Highest CD Rate + 3%   120 Months maximum

Unsecured Loans
Effective Date: Monday, August 20th, 2018
AmountRateOtherTerm
Signature and Personal Loans
Less than $1,000 9.50%-18% APR   0-12 Months
$1,001 - $4,000 9.50%-18% APR   13-36 months
$4,001 - $10,000 9.50%-18% APR   37-59 months
$10,001 - $20,000 9.50%-18% APR   60 months
Line of Credits
  9.50%-18% APR Payment Calculated @ $3.00 per $100 per month  

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