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Coconino Federal Credit Union Go to main content

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Loan Rates

Vehicles, Motorcycles & ATV's
Effective Date: Friday, February 15th, 2019
RateTerm
Model Year 2017 and Newer
3.25% - 17.50% APR 0-35 Months
4.00% - 18.00% APR 36-60 Months
4.25% - 18.00% APR 61-84 Months
Model Year 2013 - 2016
4.25% - 17.50% APR 0-35 Months
5.00% - 18.00% APR 36-60 Months
5.25% - 18.00% APR 61-84 Months
Model Year 2012 and Older
7.75% - 18.00% APR 0-60 Months

Personal Watercraft, Snowmobiles & Dirt Bikes
Effective Date: Friday, February 15th, 2019
RateTerm
Same As Vehicle Loans

New & Used Motor Homes, Travel Trailers, 5th Wheels & Boats
Effective Date: Friday, February 15th, 2019
Loan AmountRateTerm
Model Year 2017 & Newer
  5.50% - 17.50% APR 0-35 Months
  6.50% - 18.00% APR 36-83 Months
  7.50% - 18.00% APR 84-120 Months*
  8.50% - 18.00% APR 121-180 Months*
Model Year 2013-2016
  6.50% - 17.50% APR 0-35 Months
  7.50% - 18.00% APR 36-83 Months
  8.50% - 18.00% APR 84-120 Months*
  9.50% - 18.00% APR 121-180 Months*
Model Year 2012 & Older
  9.00%-18.00% APR 0-83 Months
  10.00%-18.00% APR 84-120 Months*
*Restrictions may apply

Share Secured Loan
Effective Date: Friday, February 15th, 2019
RateOtherTerm
Share Secured Loans
Share Rate Plus 3% Minimum 4% APR 120 Months maximum
Certificate Secured Loans
Highest CD Rate + 3%   120 Months maximum

Unsecured Loans
Effective Date: Friday, February 15th, 2019
AmountRateOtherTerm
Signature and Personal Loans
Less than $1,000 10.50%-18% APR   0-12 Months
$1,001 - $4,000 10.50%-18% APR   13-36 months
$4,001 - $10,000 10.50%-18% APR   37-59 months
$10,001 - $20,000 10.50%-18% APR   60 months
Line of Credits
  10.50%-18% APR Payment Calculated @ $3.00 per $100 per month  

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