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Effective December 1st, 2021- Branch Hour Change

Lobby - 9:00am to 5:00pm- Drive Thru & Call Center 8:30am to 5:00pm 

 

 

Coconino Federal Credit Union Go to main content

HOME BANKING

Loan Rates

Current rates include full Rate Rewards discount*

Vehicles, Motorcycles & ATV's
Effective Date: Saturday, December 4th, 2021
RateTerm
Model Year 2019 and Newer
1.24% - 15.74% APR 0-35 Months
1.74% - 16.74% APR 36-60 Months
2.74% - 16.74% APR 61-84 Months
Model Year 2015 - 2018
1.99% - 15.99% APR 0-35 Months
2.99% - 16.74% APR 36-60 Months
3.99% - 16.74% APR 61-84 Months
Model Year 2014 and Older
5.00% - 16.50% APR 0-60 Months

Personal Watercraft, Snowmobiles & Dirt Bikes
Effective Date: Saturday, December 4th, 2021
RateTerm
Same As Vehicle Loans

New & Used Motor Homes, Travel Trailers, 5th Wheels & Boats
Effective Date: Saturday, December 4th, 2021
Loan AmountRateTerm
Model Year 2019 & Newer
  2.74% - 16.74% APR 0-35 Months
  3.74% - 16.99% APR 36-83 Months
  4.74% - 16.99% APR 84-120 Months*
  5.74% - 16.99% APR 121-180 Months*
Model Year 2015-2018
  3.74% - 16.74% APR 0-35 Months
  4.74% - 17.24% APR 36-83 Months
  5.74% - 17.24% APR 84-120 Months*
  6.74% - 17.24% APR 121-180 Months*
Model Year 2014 & Older
  5.74%-17.24% APR 0-83 Months
  6.74%-17.24% APR 84-120 Months*
*Restrictions may apply

Share Secured Loan
Effective Date: Saturday, December 4th, 2021
RateOtherTerm
Share Secured Loans
Share Rate Plus 3% Minimum 4% APR 120 Months maximum
Certificate Secured Loans
Highest CD Rate + 3%   120 Months maximum

Unsecured Loans
Effective Date: Saturday, December 4th, 2021
AmountRateOtherTerm
Signature and Personal Loans
Less than $1,000 7.75%-17.25% APR   0-12 Months
$1,001 - $4,000 7.75%-17.25% APR   13-36 months
$4,001 - $10,000 7.75%-17.25% APR   37-59 months
$10,001 - $20,000 7.75%-17.25% APR   60 months
Line of Credits do not qualify for Rate Rewards
  8.50%-18.00% APR Payment Calculated @ $3.00 per $100 per month  

*Rate Rewards 

Checking account open and active for at least 90 days = .25% APR Discount

Direct payment from payroll or direct deposit in a Coconino FCU account = .25% APR Discount 

Max reward discount for any one loan is .50% APR 

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