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Coconino Federal Credit Union Go to main content


Coconino Federal Credit Union

board of directors

These volunteer leaders are elected to serve as your voice 

The people who set policy for Coconino Federal Credit Union aren't employed by the credit union. In fact, they're volunteers. These volunteers come from a wide range of backgrounds, to represent all the members of the credit union. They do have one thing in common and that is, they're all Credit Union members, just like you. From right here in your community. 

You elect your board of directors

All Credit Union Members are presented the opportunity to vote in the seven Board of Directors, several are up for election at each Annual Meeting. Each Board Director serves a three-year term. They’re not paid. They devote between 100-400 hours per year monitoring the Credit Union's operations. The group establishes organizational goals and oversees the general direction of Coconino Federal Credit Union, in accordance with the Federal Credit Union Act, our bylaws, sound business practices, laws and regulations. The Board hires a President/CEO to implement their policies and take charge of day-to-day operations.

Current members of the Board:

John Winikka- Chairperson

Jeff Smith- Vice-Chairperson

Dana Rich- Secretary

Gary Krcmarik- Director

Riley Donaldson- Director

Ann Timney- Director

Joyce Cunningham-Director 

Supervisory Committee

The supervisory committee is appointed by the board of directors and is responsible for conducting an annual audit, verifying the accounts of the members, and reviewing internal controls.

Ann Timney- Chairperson

Judith Marfechuk- Member

Looking for additional members 

In accordance with regulatory requirements, the Supervisory Committee of Coconino Federal Credit Union is comprised entirely of volunteers and is completely independent of credit union management. As an independent body, the Supervisory Committee will investigate members’ complaints not fully resolved to their satisfaction by staff. To contact the Supervisory Committee directly please email: 

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