COVID-19 WE ARE HERE TO HELP!

Before visiting a branch

We are limiting the number people in our branches and practicing social distancing. Find out what your branch is doing:

East Flagstaff

ATM open 24x7, accepts deposits of cash and checks, transfers & withdrawals.

Drive Thru Open 8:30am- 5:30pm Mon- Thurs and 8:30am- 6:00pm Friday- All teller transactions are available, NO ROLLED COIN  

West Flagstaff

ATM open 24x7, accepts deposits of cash and checks, transfers & withdrawals.

Drive Thru Open 8:30am- 5:30pm Mon- Thurs and 8:30am- 6:00pm Friday- All teller transactions are available.

Page Office

ATM open 24x7, accepts deposits of cash and checks, transfers & withdrawals.

FEES

We have been waiving most fees on accounts since the end of March to help our members through this difficult time. However, May 27, 2020 the credit union fee schedule will be activated. Keep in mind Courtesy Pay (CP) fees will start up again,  if you are going to use the CP program, please do one transaction to get all the funds you are going to need as the fee is charged per item. The CP repayment period is still 30 days.

Emergency/Personal Loans

We are offering a variety of loans for people having financial hardships due to COVID-19 with deferred payments. Loans must be approved, but trust us we have relaxed the underwriting standards for such a situation. If you have been laid off and do not currently have an income, but when things settle down you will be back to work, let us help in the meantime. Loans under $500 are 0% APR, loans $501-$1500 are at 5% APR both will have a term of 12 months. Loans over $1,500 will use our regular rates and terms to keep the payments more affordable. 90 days until the first payment.

Skip-A-Payment

All types of loans will now qualify for skip-a-pays even lines of credit, STS, or home equity loans, special provisions have been made by the regulators to allow this. As usual auto, RV, boat, unsecured, and motorcycle loans qualify for skip-a-pays.  We are waiving the fees, you can do more than one skip a year, you can do 1 or 2 months at a time. But no more than 3 skips in 2020.

Credit Cards

The June credit card statements may have this message:

YOU MAY SKIP THIS MONTHS MINIMUM PAYMENT ON YOUR ACCOUNT. FINANCE CHARGES WILL CONTINUE TO ACCRUE.

Most accounts will have this message, if you don’t have or see the message give us a call and lets take a look at it for you!

Share Certificates (CDs)

We are waiving ALL penalties on partial and early withdrawals on CD’s. It’s your money, you can have it back without any penalties!