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| Disclosures |
Effective May 23, 2008
Money Market Accounts
|
Tiers |
APR |
APY |
Dividend |
$1,000-$9,999.99 |
1.49% |
1.50% |
Rates |
$10,000-$49,999.99 |
1.83% |
1.85% |
|
$50,000 > |
2.08% |
2.10% |
Dividend period compound/credited: |
Monthly |
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Minimum required deposit |
$1000.00 |
||
Limitations: 3 withdrawals per month, $5.00 per withdrawal after first 3 per month.
Certificate Rates
| Term | Minimum Opening Deposit | Dividends Compounded | Dividends Credited | Dividend Period | Dividend Rate | APY |
| 3 Month | $2,000 | Monthly | Monthly | Term of Account | 1.98% | 2.00% |
| 6 Month | $2,000 | Monthly | Monthly | Term of Account | 2.23% | 2.25% |
| 12 Month | $2,000 | Monthly | Monthly | Term of Account | 2.715% | 2.75% |
| 24 Month | $2,000 | Monthly | Monthly | Term of Account | 2.96% | 3.00% |
| 12 Month Small Savers | $500 | Monthly | Monthly | Term of Account | 2.47% | 2.50% |
| 3 Month | $25,000 | Monthly | Monthly | Term of Account | 2.23% | 2.25% |
| 6 Month | $25,000 | Monthly | Monthly | Term of Account | 2.47% | 2.50% |
| 12 Month | $25,000 | Monthly | Monthly | Term of Account | 2.96% | 3.00% |
| 24 Month | $25,000 | Monthly | Monthly | Term of Account | 3.20% | 3.50% |
| IRA CD'S | ||||||
| 12 Month | $1,000 | Monthly | Monthly | Term of Account | 3.20% | 3.25% |
| 24 Month | $1,000 | Monthly | Monthly | Term of Account | 3.445% | 3.50% |
| 36 Month | $1,000 | Monthly | Monthly | Term of Account | 3.69% | 3.75% |
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