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| Disclosures |
Effective December 16, 2009
Money Market Accounts
|
Tiers |
APR |
APY |
Dividend |
$1,000-$9,999.99 |
0.50% |
0.50% |
Rates |
$10,000-$49,999.99 |
0.645% |
0.65% |
|
$50,000 > |
0.795% |
0.80% |
Dividend period compound/credited: |
Monthly |
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Minimum required deposit |
$1000.00 |
||
Limitations: 3 withdrawals per month, $5.00 per withdrawal after first 3 per month.
Certificate Rates
| Term | Minimum Opening Deposit | Dividends Compounded | Dividends Credited | Dividend Period | Dividend Rate | APY |
| 3 Month | $2,000 | Monthly | Monthly | Term of Account | 0.498% | 0.50% |
| 6 Month | $2,000 | Monthly | Monthly | Term of Account | 0.749% | 0.75% |
| 12 Month | $2,000 | Monthly | Monthly | Term of Account | 0.995% | 1.00% |
| 24 Month | $2,000 | Monthly | Monthly | Term of Account | 1.049% | 1.05% |
| 12 Month Small Savers | $500 | Monthly | Monthly | Term of Account | 0.749% | 0.75% |
| 3 Month | $25,000 | Monthly | Monthly | Term of Account | 0.749% | 0.75% |
| 6 Month | $25,000 | Monthly | Monthly | Term of Account | 0.899% | 0.90% |
| 12 Month | $25,000 | Monthly | Monthly | Term of Account | 1.04% | 1.05% |
| 24 Month | $25,000 | Monthly | Monthly | Term of Account | 1.145% | 1.15% |
| IRA CD'S | ||||||
| 12 Month | $1,000 | Monthly | Monthly | Term of Account | 0.995% | 1.00% |
| 24 Month | $1,000 | Monthly | Monthly | Term of Account | 1.24% | 1.25% |
| 36 Month | $1,000 | Monthly | Monthly | Term of Account | 1.49% | 1.50% |
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